Could Your Social Media Footprint Step On Your Credit History? [Response]

The FICO credit score is probably one of the most influential scores that isn’t controlled by you taking a test. Instead, you earn this score by how you use your money in the United States. This is considered a measure of your ‘creditworthiness’. This article talks about how you act (who you follow and what you post) on social media may affect your FICO score. I think this is interesting because everyone should be mindful of what they put on the internet, especially social media. Because of this article, do you think your habits about how you act on social media may change?

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http://www.npr.org/sections/thetwo-way/2015/11/04/454237651/could-your-social-media-footprint-step-on-your-credit-history

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30 thoughts on “Could Your Social Media Footprint Step On Your Credit History? [Response]

  1. troymoney says:

    I don’t think what you put on social media should effect your fico scores because its your social media so you can do what you want.

  2. dmiller2016 says:

    I barely use social media but when I do I just write things in fragments about anything that comes to my head. I believe that what I put on social media should not have anything to do with money and how I spend it. To some it up I would not change how I act on social media.

  3. This should be ehh looked into but not a depending factory. Everyone online does at least once looks up random things on the internet. Social media shouldn’t be looked into heavily. People break in and actually troll people along with the account owner just posting up idiotic stuff.

  4. igraham98 says:

    I don’t think that we should have to worry about how we act on social media deals with our credit score. I believe this because our personal behavior shouldn’t conflict with decisions we make with money.

  5. nasirkane says:

    I think it seems like they are just trying to create any reason to hurt peoples credit. I cant see how it is so easy to mess up peoples lives

  6. yungxchris says:

    Whatever we put on social media should not have to effect anything about our credit score at all. Its your own social life and it should not make disadvantages on you to make your own money or just work.

  7. tahjmahal16 says:

    I think no because your commenting what you feel and nobody cares about the way you talk you do what you feel.

  8. chrisg131 says:

    I am not to sure about how social media may affect your credit score. It all depends on what you are posting on social media and if it’s appropriate or not.

  9. keithrob says:

    I believe this is anything to have in mind. What people say or do on Social Media should never determine on your credit and its history. They are personal things that you may not want to be informed by others let allow determine you, that you will or will not be accountable for a certain amount of money.

  10. I don’t think it makes sense for a FICO credit score to change because of what we post on social media. What we post is what we post, it shouldn’t have anything to do with our social media.

  11. devyydevv says:

    Its not fair how they drop your score

  12. nosl333p says:

    People are so ignorant nowadays that it is a shame. And the sad part about it is, is that most of them will never grow. It’s reality. What you put up on social media will always be there. Be mindful of what you do and say because it will definitely come back to haunt you.

    And no matter what, everything counts for you and against you. Social media is nothing but keeping a close eye on people. If only people knew and will LISTEN.

  13. steven68001 says:

    Social Media is all about what you post and what share with people according to how how you feel, as well as your emotions. I’m really not understanding how social media will effect your credit score.

  14. abdurm3 says:

    On social Media I don’t really do to much so I think my behavior will be the same.

  15. I strongly disagree your personal social media account shouldn’t have an effect on your credit score. When using social media you post things to express what interests you. So, being yourself shouldn’t have a negative affect on your credit score.

    • I strongly disagree that your personal social media account should have an effect on your credit score. When using social media you post things to express what interests you. So, being yourself shouldn’t have a negative affect on your credit score.

  16. reese124 says:

    I can very conscience on what I put on social media. I surely wouldn’t want no misunderstandings on my social media.

  17. saleh210 says:

    I also disagree, it is not right for your social media which is your personal life to affect your credit score. Social media is what your life, emotion, personality and your credit score has nothing to do with that

  18. jayfris12 says:

    Social media is a way for people to express themselves online and through people. I heard about it affecting your Job when you go to apply and they check your Facebook and see if your a good look for them. That to me is the only way it can affect your Credit score. Its sad but it makes sense.

  19. What you put on social media shouldn’t affect your score because people can act a completely different way on social media than what they’re actually about so if you judge them based off of a score it kind of seems dumb and childish.

  20. jahflvcko says:

    I don’t think what you put on social media should affect your credit. Social media has nothing to do with your credit. I think because of this people would change what they do and out on social media though.

  21. adamsm3333 says:

    I don’t think credit score will affect what I put on social media because i’m expressing my opinions and what interest me as a person. Also it’s social media, so their will be many people writing about what they find interesting.

  22. mvrri says:

    I don’t think that it is fair for social media to effect somebody’s credit score. Somebody should be able to be themselves on social media without if effecting their credit score. I think somebody’s actual financial stability should effect their credit score.

  23. mlewisbl says:

    I disagree because who knows if it effects somebody’s credit score.

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